Stay financially flexible and pay for your new vehicle conveniently in installments. We’re sure to find a suitable offer.
We offer you the following two financing options.

leasing

  • Not a vehicle purchase, leasing is a form of vehicle rental and is based on the commercial principle: Buy what increases in value, rent what decreases in value.
  • It is used by companies, but increasingly also by private individuals (approximately 42% of new cars in 1997).
  • Key data points, besides the net purchase price, include the lease term and the expected annual mileage.
  • Contract durations are typically between 12 and 48 months.
  • No down payment required. A special payment may be possible depending on the contract.
  • Low interest rates, because the car remains the property of the bank.
  • Comprehensive insurance is required.
  • A security deposit is required, depending on the customer’s creditworthiness.
  • Tax deduction varies by canton.
  • Precise budgeting is possible because vehicle depreciation is included in the monthly rent.

Cash loan

    • This is very often done when purchasing used vehicles.
    • The contract duration is typically between 12 and 48 months.
    • A deposit is optional.
    • The vehicle is purchased and becomes the property of the buyer upon payment of the purchase price.
    • No conditions regarding insurance coverage of the vehicle.
    • Significantly higher interest rates compared to leasing.
    • Vehicle depreciation not included.
    • Possibility of tax deduction.
    • You can get high discounts when buying a car as a cash buyer.
    • A free early repayment is possible at any time.